Sending Money to Jaipur, India
How to send USD to a recipient in Jaipur, Rajasthan. Bank transfer tips, IFSC codes, delivery times, and how Root makes it easy.
Many NRIs in the USA send money to Jaipur, Rajasthan—the vibrant Pink City known for its rich culture, growing real estate, and family-centered communities. This guide covers everything you need to know about sending USD to INR transfers to Jaipur safely and efficiently. From IFSC codes to tax implications like TCS, we help you navigate the process with confidence. Learn how to send money swiftly to loved ones, property dealers, or business partners in Jaipur using transparent, zero-fee services.
Jaipur, the capital of Rajasthan, is a cultural and economic hub known for tourism, handicrafts, and real estate development. NRIs frequently send money to Jaipur for family support, property purchases, wedding expenses, and educational payments at institutions like IIT and Amity University. Its growing infrastructure and deep-rooted family ties make it a top destination for remittances from the US.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Jaipur
Banks in Jaipur
HDFC, SBI, ICICI, Axis — all supported
How to Send — Step by Step
Create Your Root Account
Sign up on Root with your U.S. ID, address, and SSN. Verify your identity securely to activate your account.
Add Recipient in Jaipur
Enter the recipient’s full name, Indian mobile number, and their bank account number in Jaipur.
Pro tip: Double-check spelling to avoid return delays
Find the IFSC Code
Ask your recipient for the 11-digit IFSC code of their Jaipur bank branch. This is required for accurate routing of funds.
Pro tip: It’s printed on cheques or available via the bank’s website or app
Enter Transfer Amount
Select USD to send and view the live INR amount the recipient will get. Remember: TCS of 5% applies if cumulative LRS remittances exceed ₹7,00,000 in a financial year.
Review and Send
Confirm all details including recipient bank, IFSC, and amount. Authorize the transfer using your Root login and 2FA.
Local Tips
Jaipur operates on IST (UTC+5:30), so coordinate with recipients during business hours for quick issue resolution if needed.
For real estate payments, ensure the recipient's bank branch in areas like Malviya Nagar or Vaishali Nagar has NRI/NRE account compliance.
Many older bank branches in Jaipur may take longer to process incoming INR credits—stick to major banks like SBI or ICICI for faster clearance.
Send Money to Jaipur with Root
Zero fees, interbank rate. Your family in Jaipur receives INR directly.
Send to Jaipur NowFrequently Asked Questions
How long does it take to send money to Jaipur?
Transfers to bank accounts in Jaipur typically arrive in 1-4 business days after processing. Delays can occur if the IFSC code is incorrect or during Indian bank holidays.
Do I need to pay TCS when sending money to my family in Jaipur?
Yes, if your total remittances under LRS exceed ₹7,00,000 in a financial year, 5% TCS applies. This is collected at the time of remittance and reported to Indian tax authorities. You may claim credit against your final tax liability in India.
Can I send money to any bank in Jaipur?
Yes, Root supports transfers to major banks in Jaipur including HDFC, SBI, ICICI, and Axis Bank. The recipient must provide the correct IFSC code for their specific branch.
Is PAN required for receiving money in Jaipur?
Indian banks may ask for the recipient’s PAN for transfers exceeding ₹50,000 or for certain account types. While not always mandatory, providing PAN helps in smooth compliance and avoids delays.
Are there restrictions on how my relative uses the money I send to Jaipur?
Under FEMA, remitted funds must not be used for prohibited activities like gambling, lottery, or real estate speculation by non-residents. Sending money for family maintenance, education, or property purchase (if eligible) is permitted.