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Sending Money from Dallas to Delhi

How NRIs in Dallas send USD to Delhi, India. Zero fees, interbank rate, and fast delivery with Root.

For NRIs living in Dallas, Texas, sending money to family in Delhi, India, is a vital connection to home. With many from the Delhi NCR region settled in Dallas for tech and engineering roles, frequent remittances support relatives, education, and investments. Sending USD to INR securely and cost-effectively matters—especially with rising regulatory requirements like TCS. Root offers a seamless, low-cost way to transfer directly to Delhi banks with zero fees and live exchange rates.

Sending money from Dallas to Delhi involves converting USD to INR efficiently while navigating banking rules and timelines. Dallas-based NRIs benefit from fast, transparent transfers to Delhi recipients, avoiding hidden costs. Always confirm the recipient's IFSC code and account type (NRO/savings) for smooth delivery.

The Dallas-Fort Worth metro hosts a growing NRI community, many with roots in Delhi and Punjab, maintaining close family and financial ties. These connections drive regular remittances for household support, medical needs, and property investments, making the Dallas-to-Delhi corridor a high-frequency route for personal transfers.

Quick Facts

Transfer Fee

$0 — Root charges zero fees

Exchange Rate

CHECK_LIVE (interbank rate)

Transfer Time

1-4 business days to Delhi

From

Dallas, Texas

To

Delhi, Delhi

How to Send

1

Log in to Root

Access your Root account online or via the app from Dallas, Texas.

Pro tip: Ensure your identity is verified for faster transfers.
2

Enter Transfer Amount in USD

Specify how many US dollars you want to send to your recipient in Delhi.

Pro tip: Check current TCS rules if sending over $8,400 (₹7 lakh) this financial year.
3

Add Recipient in Delhi

Provide the recipient's full name, Indian bank account number, and correct IFSC code for their Delhi branch.

Pro tip: Double-check the IFSC—errors delay or cancel transfers.
4

Choose Account Type

Select NRO or savings account (NRE support coming soon).

Pro tip: For large amounts, confirm if your recipient’s bank in Delhi requires PAN.
5

Review Exchange Rate & Confirm

See the live INR amount your recipient will get and approve the transfer.

Pro tip: TCS at 5% may apply if cumulative LRS usage exceeds ₹7 lakh in the year.
6

Track Delivery to Delhi

Receive updates as the funds move from Dallas to the recipient’s bank in Delhi.

Pro tip: Deliveries typically complete within 1–4 business days.

Send Money from Dallas to Delhi with Root

Zero fees, interbank rate.

Send Now

Frequently Asked Questions

How long does it take to send money from Dallas to Delhi via Root?

Transfers from Dallas to Delhi typically take 1 to 4 business days, depending on banking processing times and verification checks.

Are there limits on how much I can send from Dallas to Delhi?

As an NRI, you’re not restricted by India’s LRS limits when sending to family in Delhi. However, if the recipient’s total LRS remittances (including other sources) exceed ₹7,00,000 in a financial year, 5% TCS applies.

Do I need to pay US Excise Tax when sending money from Dallas?

No. A 1% US Excise Tax on international transfers was proposed but not enacted as of early 2026. Always verify with IRS or Root for updates.

What bank details do I need to send money to Delhi from Dallas?

You’ll need the recipient’s full name, Indian bank account number, and correct 11-digit IFSC code for their Delhi branch. Mismatches cause failed transfers.

Can I send money to an NRE account in Delhi?

Root currently supports NRO and regular savings accounts in Delhi. NRE account support is coming soon—check Root for updates.