Sending Money from Boston to Patna
How NRIs in Boston send USD to Patna, India. Zero fees, interbank rate, and fast delivery with Root.
For NRIs living in Boston, Massachusetts, sending money to family in Patna, Bihar, is a vital connection to home. This corridor matters because many from Patna pursue education and careers in the US while maintaining strong financial ties to relatives back home. With rising remittance needs, getting the best exchange rate and fast, reliable transfers is crucial. Root offers a seamless way to send USD to INR with zero fees and transparent pricing.
Sending money from Boston, Massachusetts to Patna, Bihar involves converting USD to INR efficiently while navigating banking and tax rules. The process typically takes 1-4 business days. Always confirm the recipient's IFSC code and account type to avoid delays.
The NRI community in Boston includes a growing number of professionals and students with roots in Bihar, particularly Patna. Many send regular support to parents, siblings, or for local investments. These remittances play a key role in household finances and small business funding in Patna.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Patna
From
Boston, Massachusetts
To
Patna, Bihar
How to Send
Log in to Root
Open your Root account from anywhere in Boston, MA — whether you're in Back Bay or Cambridge near MIT.
Start a New Transfer
Select 'Send to India' and enter the amount in USD you'd like to send to your recipient in Patna.
Enter Recipient Details
Provide your family member's name, bank account number, and correct IFSC code for their Patna bank branch.
Review Exchange Rate & Confirm
See the live INR amount they’ll receive and confirm the transaction using secure two-factor authentication.
Track Your Transfer
Get real-time updates via email or app as the funds move from Boston to Patna.
Send Money from Boston to Patna with Root
Zero fees, interbank rate.
Send NowFrequently Asked Questions
How long does it take to send money from Boston to Patna?
Transfers from Boston to Patna typically arrive in 1-4 business days, depending on the recipient’s bank and verification processes.
Do I need to pay TCS when sending money from Boston to Patna?
Yes, if the total remittances to India exceed ₹7,00,000 (~$8,400) in a financial year, 5% TCS applies under LRS rules, even for NRIs sending funds to family in Patna.
Can I send money from Boston to a savings account in Patna?
Yes, Root supports transfers to NRO and regular savings or current accounts in Patna. NRE account support is coming soon.
What if the recipient in Patna doesn’t have a PAN card?
While not always required, Indian banks may ask for PAN for large transfers (above ₹50,000–₹1 lakh) for compliance. It’s best to provide it when possible.